Strategic Loan Processing for Brokers Who Want to Scale
What We Do
JPS Outsource operates as a backend credit partner for asset finance brokers.
We provide end-to-end processing ownership once the deal structure and lender selection are confirmed.
From that point forward, we take full responsibility for the file – including lender packaging, compliance review, submission preparation, lender engagement, approval management, settlement coordination and post-settlement support.
This allows you to focus on revenue generation and client relationships.
How Our Model Works – Pricing
JPS Outsource operates on a commission-aligned model.
We receive 20% of broker commissions (*minimum $350 per settled file) excluding DOF
This structure ensures:
• No fee if a deal does not proceed
• No fee for lender changes
• No monthly file management charges
• No time-based pricing adjustments
You retain your accreditation, your trail, and your VBI.
We are only paid when you are paid – aligning effort, priority and outcomes.
Why Brokers Choose JPS Outsource
You are not outsourcing to a data-entry assistant.
You are partnering with a qualified finance broker who understands structuring, lender policy nuance, compliance obligations and the commercial realities of running a brokerage.
Having operated across lender, broker and processing roles, JPS Outsource brings practical credit expertise – not just administrative support.
This results in:
• Cleaner submissions
• Reduced rework
• Improved approval outcomes
• Protected accreditation
• Consistent, professional lender representation
Aggregator Processing vs JPS Outsource
Some aggregator processing models operate on flat per-file fees (for example, $499+ per application). However, these structures often include retention of VBI or other revenue components.
When partnering with JPS Outsource:
• Files remain under your accreditation
• You retain your VBI and portfolio value
• You maintain control over lender relationships
• You gain strategic credit-level processing support
Over time, retained VBI alone can outweigh small differences in flat processing fees – particularly on larger or repeat client deals.
This is not a transactional service — it is a long-term revenue-aligned partnership.
Who This Is For
JPS Outsource is ideal for brokers who:
• Want to scale without employing PAYG staff
• Value compliance and clean submissions
• Prefer outcome-aligned pricing
• Need reliable onshore support
• Want strategic processing – not just data entry
This model is not designed for brokers seeking basic data-entry support at the lowest possible cost.
We specialise in providing end-to-end management for the entire financing process, ensuring every step is handled with expertise and efficiency. From initial data entry and document generation to the assembly of settlement packs and coordination of post-settlement services, we take care of it all. Our comprehensive approach ensures that each deal is managed seamlessly from start to finish, reducing your workload and minimising the risk of errors or delays. By entrusting us with the complete management of your financing processes, you can focus on building client relationships, growing your business, and doing what you do best, knowing that all the details are expertly handled.
My involvement begins once the quote details are finalised — including lender selection, structure, and pricing. I am not engaged in the pre-application stage such as sourcing lenders, obtaining quotes, or collecting initial customer information. Having these details provided upfront allows me to process each deal efficiently and ensures time is spent only on applications that are ready to proceed.
What we require upfront is :
- Customer Fact Find
- Quote Details (Including commission, lender, asset details) – preferred
Once that information is provided, I can take the file from there and handle the processing and communication. Our structured approach guarantees that all documentation, communication, and post-settlement steps are handled accurately and on time.
Australian Based. Strategically Aligned
At JPS Outsource, we operate fully onshore in Australia, aligned with Australian Eastern business hours and credit regulations.
Being locally based means more than availability — it means understanding lender policy, aggregator expectations, NCCP compliance obligations and the practical realities of operating as a broker in Australia.
You are not outsourcing to a virtual assistant.
You are partnering with an experienced credit professional who understands structuring, policy nuance and lender engagement at a practical level.
Our onshore model ensures:
• Real-time communication during your working day
• Direct engagement with lenders and BDMs
• Clear understanding of Australian credit legislation
• Accurate, policy-aligned submissions
• Consistent, professional representation of your brand
This is not transactional admin support — it is strategic backend processing designed to protect your accreditation and support long-term portfolio growth.